In the UK, residential mortgages are intended for homeowners who plan to live in the property they purchase. If you are caught renting on a residential mortgage, there could be serious consequence. What Is a Residential Mortgage? A residential mortgage is a loan given by either a building society, a bank or a homeloan company, […]
Day: April 10, 2025

How Lloyds is Changing the Mortgage Process with AI
Lloyds is Changing the Mortgage Process with AI. Lloyds Banking Group has embraced AI through a new partnership with Google Cloud. While the majority of the focus is on improving the banking experience as a whole, mortgage customers will benefit from faster mortgage applications, more personalised service, and smarter decision-making tools. Lloyds Banking Group has […]

What is a Loan-to-value? And why it matters
What is a loan to value (LTV)? How does it work, and what benefits does it bring?