If you are on the hunt for your first home or maybe looking to relocate, you’ve likely heard the term “shared ownership.” So, what is shared ownership? Definition Shared ownership is where the property is owned by more than one party, usually a housing association and the buyer. It is a government-backed scheme. started in […]
Category: Latest
Discover the most recent articles in the mortgage industry, updated regularly. Our Latest Articles section features fresh content on trends, tips, and advice, keeping you informed about all things mortgage-related.
How to Get a New Buy to Let Mortgage
A buy to let mortgage is a mortgage taken out on a property by a person or a company that plans to use the property to produce an income.
Getting a Mortgage as a Foreign National in the UK
Moving to the UK can be an exciting process, living in a new city, meeting new people, and starting a new life. However, with average rents increasing to £1,386 (a 7.8% rise) in England over the past 12 months, many are eager to get on the property ladder as soon as possible. So, how do […]
Self-employed mortgage – all you need to know
If you work for yourself, you are deemed self-employed, meaning you will require a self-employed mortgage. You may have wondered how this affects getting a mortgage, whether you can get one, and how to go about it. In this article, we’ve answered some common myths and provided tips to hopefully help the self-employed on their […]
What is an Interest-Only Mortgage? Benefits and Drawbacks Explained
An interest-only mortgage is a type of mortgage in which you only pay the interest.
Home Mover Guide – Everything You Need to Know
If you currently own a property, but are maybe looking to upsize, downsize, or simply just move location, you are deemed a home mover.
Complete List of Mortgage Lenders in the UK
Discover our full list of mortgage lenders in the UK—find out who they are, what they offer, and how they could help with your next home or remortgage.
Caught Renting on a Residential Mortgage: What You Need to Know
In the UK, residential mortgages are intended for homeowners who plan to live in the property they purchase. If you are caught renting on a residential mortgage, there could be serious consequence. What Is a Residential Mortgage? A residential mortgage is a loan given by either a building society, a bank or a homeloan company, […]
How Lloyds is Changing the Mortgage Process with AI
Lloyds is Changing the Mortgage Process with AI. Lloyds Banking Group has embraced AI through a new partnership with Google Cloud. While the majority of the focus is on improving the banking experience as a whole, mortgage customers will benefit from faster mortgage applications, more personalised service, and smarter decision-making tools. Lloyds Banking Group has […]
What is a Loan-to-value? And why it matters
What is a loan to value (LTV)? How does it work, and what benefits does it bring?
